
	Don't forget to factor in closing costs when considering a home sale or purchase. Weichert Realtors is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 973-455-7018 X134 if your needs include a professional REALTOR^® ready for the business side of buying and selling.

What closing costs should you expect?

There are certain typical costs linked to closing the sale of a house. These costs are usually split between the buyer and seller, as noted in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in New Jersey to help show you through the process.

Closing costs that are tied to your mortgage (Click here for details)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

Taxes you may be responsible for at closing (Click here for details)

Property Taxes
Transfer Taxes and Recording Fees

Insurance fees due at closing (Click here for details)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we hammer out your deal, not only will I work to get the very best sales price, but I'll also advocate for reduced closing costs. And once we've come to an agreement, I'll explain in detail the closing costs so you are informed of exactly what you're paying for.

Buyers: When purchasing a house in Morris County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a reasonable range so you're not startled when you arrive at the closing table. I'll be glad to go over the GFE with you, answering your questions and highlighting any estimates of concern.